CAR LOAN

Link For Loans offers a wide range of car loan options, partnering with leading financial institutions to provide competitive interest rates, flexible repayment terms, and streamlined loan processing. Customers can choose from new car loans, used car loans, and commercial vehicle loans, tailored to their specific needs. By considering factors such as interest rates, tenure, processing fees, and eligibility criteria, individuals can find the best car loan solution to finance their dream vehicle through Link For Loans.

Salaried individuals must be aged between 20 and 65 years with a minimum monthly income of Rs 30,000.
Self-Employed individuals must be aged between 21 and 70 years.

Loan Type	Tenure (12-35 months)	Tenure (36-84 months)
New Car Loans	10.20%* onwards, based on CIBIL Score and Car Segment.	9.10%* onwards, based on CIBIL Score and Car Model.
Used Car Loans	11.25%* onwards, based on CIBIL Score and Car Segment.

Document	Requirement
Identity Proof	Aadhaar card PAN card Driving Licence Passport Voter ID
Address Proof	Aadhaar card Passport Driving Licence Voter ID Family card (ration card) Utility bill (Electricity, water, or telephone) Life insurance policyThe applicant’s name must be present in the ration card or utility bill.
Age Proof	Birth certificate School transfer certificate Std. 10 mark sheet Aadhaar card
Income Proof	Salary slips Form 16 Income tax return document
Bank Statement	3 to 6 months bank statement
Signature Verification Proof	Banks have separate forms for applicants to fill up along with their signature
Proforma Invoice	This document contains the price quoted by a dealer for the car chosen by the applicant. The loan amount will be based on the price of the car.

Document	Requirement
Identity Proof	Aadhar card PAN card Passport Voter ID Driving licence
Address Proof	Aadhar card Passport Voter ID Driving licence Ration card Utility bill (telephone, electricity, or water) Life insurance policy
Age Proof	Birth certificate School transfer certificate Marksheet Aadhaar card
Bank Statement	3-6 months bank statement
Business Ownership Proof	To prove that the business is under operation, the following can be provided: Office address proof Maintenance bill Utility bill Additionally, the applicant must also provide a copy of the business registration license.
Proof of Income	Income tax returns for up to 2 years Audited balance sheet Profit-loss statement
Signature Verification Proof	Most banks have separate forms to prove the signature of the individual.
Proforma Invoice	A proforma invoice containing the price of the vehicle must also be filed along with the other documents to indicate the desired loan amount. Most banks offer up to 95% of the price of the car as loan.

New Car Loan

"Low interest rates. Flexible terms. Easy application. Get your new car loan now."

Ready to drive off in your brand-new dream car? Link For Loans offers competitive interest rates and flexible repayment terms on new car loans. Our expert consultants will guide you through the entire process, ensuring a smooth and hassle-free experience.

Key Features of New Car Loans

Used Car Loan

"Drive your dream used car with Link For Loans."

Looking for a reliable pre-owned vehicle? Link For Loans provides hassle-free used car loans with competitive interest rates and flexible repayment options. Our team will assist you in finding the perfect used car and securing the best financing deal.

Key Features of Used Car Loan

Car Refinance

"Lower your interest rate. Refinance with Link For Loans."

Car Refinance, offered by Link For Loans, is a process of replacing an existing car loan with a new one from a different lender to potentially secure better terms, such as lower interest rates or a more convenient repayment schedule.

Key Features of Used Car Refinance

Car Loan Top Up

"Need more? Top up your car loan with Link For Loans."

A Car Loan Top-up is an additional loan amount that can be availed by existing car loan customers from Link For Loans to meet various financial needs, such as home renovations, medical emergencies, or business expansion.

Key Features of Used Car Loan Top Up

Car Loan Balance Transfer Top-Up

"Simplify your finances. Transfer your car loan balance."

A Car Loan Balance Transfer Top-Up, offered by Link For Loans, is a financial solution that allows you to transfer your existing car loan balance to a new lender and avail additional funds simultaneously. This can help you secure a lower interest rate, extend the loan tenure, or consolidate multiple debts into a single loan.

Key Features of Used Car Loan Top Up

Car Overdraft

"Unexpected expenses? Have a car overdraft ready. Link For Loans."

A Car Overdraft is a financial facility offered by Link For Loans to existing car loan customers, allowing them to withdraw additional funds up to a pre-approved limit against the security of their vehicle. This can be a convenient way to meet immediate financial needs without the hassle of a separate loan application.