Insurance

Link For Loans offers a comprehensive range of insurance solutions to safeguard your assets and well-being. Partnering with renowned insurance providers like HDFC Ergo, Star Health, HDFC Life, and Max Life, they provide tailored insurance plans for your diverse needs. These include Vehicle Insurance to protect your automobiles, Life Insurance to secure your family’s future, Health Insurance to cover medical expenses, and Home & Building Insurance to safeguard your property. By offering these essential insurance options, Link For Loans ensures that you are well-prepared for any unforeseen circumstances, providing you with peace of mind and financial security.

HDFC ERGO Four Wheeler Insurance

Drive confidently with HDFC ERGO's protection - Secure your future, insure your car.

HDFC ERGO offers comprehensive four-wheeler insurance policies that cover a wide range of risks, including accidents, theft, natural disasters, and third-party liabilities. Here’s a breakdown of their key features:

Key Features

  • Own Damage: Covers damage to your vehicle due to accidents, natural disasters, vandalism, etc.
  • Third-Party Liability: Protects you financially against legal liabilities arising from accidents causing injury or damage to third-party property.  
  • Personal Accident Cover: Provides financial assistance in case of accidental death or disability of the insured and passengers.
  • Wide Network of Cashless Garages: Hassle-free claims settlement at authorized garages.  
  • Easy Online Policy Purchase and Renewal: Convenient digital processes.
  • 24/7 Customer Support: Dedicated assistance for your insurance needs.
  • Customizable Policies: Tailor your coverage to suit your specific requirements.
  • Competitive Premiums: Affordable insurance solutions.
  • Policy Inclusions and Exclusions: Understand what is covered and what is not to avoid surprises during claims.
  • Policy Term: Choose a policy term that aligns with your needs.
  • Add-on Covers: Evaluate the additional coverage options to enhance your protection.
  • Claim Process: Familiarize yourself with the claim process to ensure smooth settlement.
  • Zero Depreciation Cover: Compensates for the full cost of new parts during repairs, without considering depreciation.
  • Roadside Assistance: Provides 24/7 emergency assistance services like towing, fuel delivery, tire change, etc.
  • Engine and Gearbox Protection: Covers damage to these critical components. 
  • Consumable Cover: Covers the cost of consumables like engine oil, coolant, etc., during repairs.  
  • No Claim Bonus Protection: Protects your No Claim Bonus in case of a minor claim.

 

Here are some documents you may need for HDFC Ergo four-wheeler insurance:

  • KYC: For new policies purchased after January 1, 2023, you’ll need to complete KYC, which includes proof of identity and address. Common documents for this include Aadhar card, passport, PAN card, and voter ID.
  • Insurance proposal form: This form needs to be filled out and signed.
  • Vehicle’s invoice: You’ll need to provide a copy of the invoice for the vehicle.
  • RC book: You’ll need to provide a copy of the registration certificate book.
If you’re filing a claim, you’ll need to provide additional documents, including:
  • Copy of the driving license of the driver at the time of the accident
  • FIR, if the accident was reported to the police
  • Estimate of repairs
  • Fitness certificate of the vehicle
  • KYC and AML documents
  • Job card copy, if you have the Loss of Use-Downtime Protection add on cover

STAR Health Insurance

Star Health - Your Health, Our Priority

Link For Loans, in collaboration with Star Health, offers a range of comprehensive health insurance plans designed to safeguard your financial well-being during medical emergencies. These plans provide extensive coverage for hospitalization expenses, critical illnesses, and various other medical costs. With Star Health, you can enjoy cashless hospitalization at a network of hospitals across India, ensuring smooth claim settlement and minimizing financial burdens.

Key Features

Star Health, a leading health insurance provider in India, offers a range of comprehensive health insurance plans with several key features: 

  • Comprehensive Coverage: Coverage for a wide range of medical expenses, including hospitalization, surgery, medication, and more.
  • Flexible Plans: Customizable plans to suit individual needs and budgets.  
  • Quick Claim Settlement: Efficient and hassle-free claim processing. 
  • Additional Benefits: Some plans offer additional benefits like annual health check-ups, maternity cover, and critical illness cover. 
  • 24/7 Customer Support: Dedicated customer support for assistance and queries.

By partnering with Star Health, Link For Loans aims to provide customers with reliable and affordable health insurance solutions.

  • Wide Network: Cashless hospitalization at a vast network of hospitals across India.
  • Comprehensive Coverage: Covers a wide range of medical expenses, including hospitalization, surgery, medication, and more.
  • Flexible Plans: Customizable plans to suit individual needs and budgets.
  • Quick Claim Settlement: Efficient and hassle-free claim processing.
  • Additional Benefits: Some plans offer additional benefits like annual health check-ups, maternity cover, and critical illness cover.
  • 24/7 Customer Support: Dedicated customer support for assistance and queries.
  • To further enhance your health insurance coverage, Star Health offers a range of add-on covers that you can choose to include in your policy:

    • Critical Illness Cover: Provides a lump sum benefit in case of diagnosis of specified critical illnesses.
    • Maternity Cover: Covers expenses related to pregnancy, childbirth, and newborn baby care.
    • Senior Citizen Cover: Tailored plans for senior citizens with specific health needs and higher risk factors.
    • Personal Accident Cover: Provides financial protection in case of accidental death, disability, or injury.
  • Proposal Form: Duly filled and signed proposal form.
  • Age Proof: Birth certificate, passport, or any other government-issued ID proof.
  • Identity Proof: Aadhaar card, PAN card, or driver’s license.
  • Address Proof: Aadhaar card, passport, or utility bills.
  • Medical Reports: If any pre-existing illnesses, medical reports may be required.
  • Employment Proof: For salaried individuals, a salary slip or employment letter.
  • Income Tax Returns: For self-employed individuals.
  • Previous Insurance Policy Documents: If any.
  •  

HDFC Life Insurance

HDFC Life - Your Future, Secured.

Link For Loans, in partnership with HDFC Life, offers a range of life insurance solutions tailored to your specific needs. From term life insurance to child plans and retirement plans, HDFC Life provides comprehensive coverage and financial security. With flexible payment options, tax benefits, and reliable customer service, you can trust HDFC Life to protect your loved ones’ future.

Key Features

  • Comprehensive Coverage: A range of life insurance plans to suit your needs.
  • Financial Security: Protect your loved ones’ future with reliable coverage.
  • Tax Benefits: Maximize your savings with tax-efficient investments.
  • Flexible Plans: Customize your plan to fit your budget and lifestyle.
  • Expert Guidance: Our financial advisors will help you choose the right plan.
  • By partnering with HDFC Life, Link For Loans aims to provide customers with reliable and comprehensive life insurance solutions. To know more about specific plans, coverage details, and premium rates, please consult with a Link For Loans representative.
  • Comprehensive Coverage: A wide range of life insurance plans to suit your needs, including term life, whole life, endowment, and ULIPs.
  • Financial Security: Protect your loved ones’ financial future with life cover.
  • Tax Benefits: Maximize your savings with tax-efficient investment options.
  • Flexible Plans: Customize your plan to fit your budget and lifestyle.
  • Expert Guidance: Our financial advisors will help you choose the right plan.
  • Wealth Creation: Invest in market-linked instruments for long-term wealth growth.
  • Retirement Planning: Secure your retirement with pension and annuity plans.
  • Child Plans: Plan for your child’s future education and marriage.
  • Critical Illness Cover: Provides a lump sum benefit in case of diagnosis of specified critical illnesses.
  • Accidental Death and Disability Benefit: Offers financial protection in case of accidental death or disability.
  • Rider for Waiver of Premium: Ensures continued policy coverage in case of disability or critical illness.
  • Proposal Form: Duly filled and signed proposal form.
  • Age Proof: Birth certificate, passport, or any other government-issued ID proof.
  • Identity Proof: Aadhaar card, PAN card, or driver’s license.
  • Address Proof: Aadhaar card, passport, or utility bills.
  • Income Proof: Salary slips, IT returns, or business documents.
  • Medical Reports: If required, medical reports may be necessary based on the plan and age.
  • Nominee Details: Information about the nominee(s) and their relationship to the policyholder.
  • Bank Account Details: For premium payments and claim disbursements.

MAX Life Insurance

MAX Life: A Brighter Future

Link For Loans, in collaboration with MAX Life, offers a range of innovative life insurance solutions designed to secure your future. With a focus on customer-centricity and cutting-edge technology, MAX Life provides comprehensive coverage, flexible plans, and expert advice. Whether you’re looking to protect your family, save for your child’s education, or plan for a secure retirement, MAX Life has a solution to meet your needs.

Key Features

  • Innovative Solutions: Tailored plans to meet your evolving needs.
  • Customer-Centric Approach: Personalized service and expert advice.
  • Comprehensive Coverage: Protection for you and your loved ones.
  • Flexible Plans: Choose from a variety of options to suit your budget.
  • Financial Security: Secure your future with reliable life insurance.
  • By partnering with MAX Life, Link For Loans aims to provide customers with innovative and comprehensive life insurance solutions. To know more about specific plans, coverage details, and premium rates, please consult with a Link For Loans representative.
  • Innovative Solutions: Tailored plans to meet your evolving needs.
  • Customer-Centric Approach: Personalized service and expert advice.
  • Comprehensive Coverage: Protection for you and your loved ones.
  • Flexible Plans: Choose from a variety of options to suit your budget.
  • Financial Security: Secure your future with reliable life insurance.
  • Wealth Creation: Invest in market-linked instruments for long-term wealth growth.
  • Retirement Planning: Secure your retirement with pension and annuity plans.
  • Child Plans: Plan for your child’s future education and marriage.
  • Critical Illness Cover: Provides a lump sum benefit in case of diagnosis of specified critical illnesses.
  • Accidental Death and Disability Benefit: Offers financial protection in case of accidental death or disability.
  • Waiver of Premium Rider: Ensures continued policy coverage in case of disability or critical illness.
  • Proposal Form: Duly filled and signed proposal form.
  • Age Proof: Birth certificate, passport, or any other government-issued ID proof.
  • Identity Proof: Aadhaar card, PAN card, or driver’s license.
  • Address Proof: Aadhaar card, passport, or utility bills.
  • Income Proof: Salary slips, IT returns, or business documents.
  • Medical Reports: If required, medical reports may be necessary based on the plan and age.

 

  • Nominee Details: Information about the nominee(s) and their relationship to the policyholder.

  • Bank Account Details: For premium payments and claim disbursements.